Willemstad/Philipsburg:--- The Centrale Bank van Curaçao en Sint Maarten (CBCS) has released its Strategic Plan for 2026–2028. After extensive consultations with employees, the Board of Directors, the Supervisory Board, and external stakeholders, the CBCS listened, learned, and set a joint course.
The plan builds on important milestones achieved in recent years, such as the development of macroeconomic models for Curaçao and Sint Maarten, which, among other things, make it possible to develop fiscal scenarios and balance-of-payments projections. A more focused, risk-based, and intrusive approach to supervision has also been rolled out, enabling shortcomings at institutions to be identified and mitigated in a timely manner. Sustainable solutions have been found for the issues surrounding Ennia and Girobank. Other strategic milestones include the launch of Instant Payments and the successful introduction of the Caribbean guilder on March 31, 2025. In addition, the groundwork was laid for the introduction of the basic payment account, which improves access to payment services. Strong emphasis has also been placed in recent years on enhancing communication and cooperation both internally and externally.
The 2026–2028 strategic plan marks a new phase in the development of the CBCS. A three-year cycle has been chosen to allow for a flexible response to challenges and opportunities.
In a world marked by rapid technological progress, geopolitical uncertainties, and rising societal expectations, the mission of the CBCS is clear: to promote and safeguard the stability and integrity of the monetary and financial system, and the safety and accessibility of payment services.
Guided by the vision “Driven by innovation, focused on trust,” the CBCS is working towards a future in which innovation is embraced, sustainability is embedded and trust is further strengthened. This vision is the foundation of a resilient and inclusive financial sector. The CBCS aims to achieve this by setting carefully chosen objectives that will have an impact at three levels.
1. Focus on the Countries
The CBCS aims to promote well-being in Curaçao and Sint Maarten through independent macroeconomic research and advice. Special attention is devoted to further strengthening monetary policy and its instruments.
Additionally, the CBCS promotes economic sustainability by incorporating climate risks into its supervisory and policy processes, as well as by researching the economic impact of climate risks on financial stability.
2. Sector on the Focus
The CBCS is focused on modernizing the payments landscape to ensure individuals and businesses have access to safe, efficient, and reliable payment services.
Further efforts will focus on strengthening the enforcement of supervisory standards to ensure a future-proof, high-integrity financial sector. It is crucial that individuals and businesses can rely on the soundness and reliability of financial institutions.
3. Focus on the Organization
Internally, the CBCS is also working to future-proof its core functions and internal operations, particularly by adopting a data-driven approach, responsibly deploying artificial intelligence, and prioritizing cybersecurity. These efforts are supported by a culture of ownership, unity, and transparency.
The 2026–2028 Strategic Plan is available on the CBCS website at:
https://www.centralbank.cw/about-the-bank/strategic-plan-cbcs-2026-2028
Willemstad, February 23, 2026
CENTRALE BANK VAN CURAÇAO EN SINT MAARTEN
